Nehrim:Money And Greed Bank

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Location

As Erothin is the most civilized realm of all the realms in Nehrim, bank services are available only in Erothin bank - Money and Greed Bank. The bank is located in Upper Quarter ( near the storage chest). In order to take advantage of the services you need to speak to the the Head Teller - Banker Rodrigues. The bank offers three basic services: opening an account, money deposit and shareholding.

Bank Hours

8 am till 5 pm.

Bank Services

  • Opening an account - a free service offered by the Teller. Money deposited earns interest. Interest is posted to your account every four days. According to the clerk, interest rate varies and depends on the economy. After opening the account, the clerk gives us the key to lockbox number 2222. Of course, you can deposit and withdraw money at will.
  • Deposit Box- is available to everyone who holds an account. In your lockbox you can find not only the deposit box but your own storage chest as well.
  • Shareholding - additional shareholdings to a business will increase your earnings when stored inside the safe deposit box. There are four shares possible to obtain:
  1. Erothin Theater Partnership Agreement - found in 111 vault (keys)
  2. Bathhouse Partnership Agreement - after the completion of The Key to Cleanliness
  3. Cahbaet Brewery Partnership Agreement - after the completion of The Missing Master Brewer
  4. Erothin Farm Community Partnership Agreement - found in vault 2221

Bank Account Options

Go to locker - This option will allow you to visit your locker to check your gold amount and deposit any partnership agreements in your safe box (labeled as my account) that you may have obtained. As a convenience, your locker also includes a safe chest. It also allows you full access to all unlocked areas of the bank.

Deposit - This option allows you deposit different amounts of gold on your person.

Withdraw - This option allows you to withdraw partial amounts of gold from your locker.

The amount of gold you can deposit or withdraw is dependent on how much gold you possess, either on you or in your locker and thus the options will only show up when you acquired that much wealth. They are as follows:

  • 100 gold pieces
  • 1000 gold pieces
  • 25 gold pieces
  • 250 gold pieces
  • 50 gold pieces
  • 500 gold pieces
  • 10000 gold pieces
  • 5000 gold pieces

Interest

Interest is handled by the ErothinBankPlayerKontoScript. Each agreement accrues different amounts of interest over time. The interest rate formula for placing these documents in the safe deposit box is ( x * ( GameDaysPassed - Days), where X is the value from the agreement:

The global interest rate also depends on which Main Quests are completed. It works like this:

Rate Conditions
2% Less than stage 20 of Nehrim:A Mad Venture.
1% Between stage 20 of Nehrim:A Mad Venture but less than stage 70 of Nehrim:The Chancellor's Fate.
3% Greater than stage 70 of Nehrim:The Chancellor's Fate.

Lockbox Contents

Lockbox keys - while exploring the bank you will come across different lockers that open using lockbox keys. Use them on the appropriate vaults. The table below details the contents and the locations of the keys:

Lockbox Number Contents Key Location Detailed description of Key Locations
111 Nehrim:Erothin Theater Partnership Agreement Erothin, Money and Greed Bank Pickpocket the key off the main banker. You can also pick the very hard lock on vault 111 as it doesn't need a key. The door does not function in the steam version. The only way to obtain the item inside is via the console.
122 Tamika, Vintage 415 x 6, a respawning chest Erothin, Wine Merchant, Apartment Enter the Wine Merchant (may need to break and enter) and walk up the spiral staircase to the Apartment. Key is on table opposite of the bookcase.
212 Apple x 3, Apple Juice x 3, Gold Ingot, SIlver Ingot, Sparks of Fire Cap, Ice Claw, Nehrim:L.K. Aman-From Apple to Apple Nehrim:Apple Horn Court, Dwelling Tower Head east along the road from Erothin until you reach Nehrim:Apple Horn Court. Enter Apple Horn Yard, Living Room and continue upstairs into the Dwelling Tower. Climb the stairs till you reach the very top of the tower. Key is on a side table behind a hard locked door in one of the room's corners.
221 Textbook (+1 LP), Rune Stimulate (Rank IV), Rune Inferno (Rank IV), Shield Scroll (Greater), Scroll of Invisibility (Standard), Healing (Standard), Fireball (Strong), Scroll of Frostball (Strong) Nehrim:Erothin, Palace; Barateon's bedroom The key is located on Nehrim:Barateon's desk. The location is available during the A Mad Venture main quest.
222 Arcane Stone x 2, Energy Stone, Lesser Soul Gem, Petty Soul Gem Nehrim:Erothin, Harbor

Erothin Crypt

Near the entrance to the cathedral in Nehrim:Erothin; the entrance is just to the right of the cathedral entrance. Enter the crypt and head down the stairs and look for a door on the right side of the room. Kill the vengeful spirit, and you will find the key along with a very rare enchanted shield on an altar to Erodan.
1111 A respawning chest and a sack containing a Scroll of Elements (Easy) and 10 gold. Erothin, Traveller's Tavern - Cellar As soon as you enter, take the first right, then straight through the first locked wooden door you see. In this room is a chest called "Publican Huberto's Chest". On the table at the other end of the room lies the key. (You can pickpocket Huberto's key to reduce the need for lockpicks)
1112 A wine rack containing a Topas der Geschicklichkeit, Unreiner Lebensrubin, Flawless Sapphire, Gold Ingot and a Silver Ingot. Nehrim:Prince Galdor In Nehrim:Castle Ledur.
1121 144 Gold [loose] Erothin, Money and Greed Bank In Key compartment on the wall, in the same room as where the key-list can be found.
1211 Paint Palette, Paint Jar, Two sacks. One sack contains 6 gold, the other contains 6 Gold and 2 Silver Nuggets. Erothin, Art Gallery, Studio Enter Art Gallery and walk up stair case to the left into the Studio. Key is placed on main dining table.
1212 Rune Blessing of Hardiness (Rank III), Silver Necklace of Health, Journeyman Retort, Journeyman Mortar & Pestle, Frost Shield - Quality, Fatigue Potion - Quality Tavern in Front of Erothin Upstairs, on shelf above the bed.
1221 Magic Symbol, Rune Frostfire (Rank III), Scroll of Bloodline (Standard), Scroll of Mana Absorption (Standard), Letter, Parchment, Quill, Common Soul Gem, Health Potion - Exclusive Erothin, House The location is available during the quest Nehrim:Traces (side quest).
1222 Nehrim:Parchment x 2, silver nugget x 4, flawless diamond, seal, a sack that contains 200 gold. Nehrim:Erothin, Court - Judge's House Hidden in locked wooden chest in far corner of the room.
2111 14 gold [loose], 4 sacks that contain a total of 2 gold, Scroll of Elements (Easy), Ruby, Silver Nugget x 2 Cabhaet, House In "Haus" in Cabhaet, after the city is rebuilt, opposite the prison, right from the iron ore mine.
2112 A respawning chest, Thorium Ingot, Obsidian Ingot, 6 Gold [loose] Erothin, Duncan's Tin Cans Upstairs on small table near candles
2121 HA!, 7 gold [loose] Gervasius' Estate The key is located on a shelf in the upper room (placed next to some books)
2122 Nehrim:The Dark Forest Mystery, Nehrim:Gabor, Almanac about Magic, Potion of Dispel - Cheap, Spider Venom, Silence - Standard Erothin, Liberius' Bookstore Key is located in Nehrim:Liberius' chest (the one behind where he stands)
2212 14 gold [loose], Silver Vase, A Picture that is not takeable. Erothin, Money and Greed Bank In Key compartment on the wall, in the same room as where the key-list can be found
2221 Nehrim:Erothin Farm Community Partnership Agreement, Farmer's Strange Pumpkin [contains a silver nugget and 61 gold] Nehrim:Erothin, Big Farmer's House Upstairs there are two misc items, "Farmer's Strange Pumpkin". Steal and Activate them (click in inventory) to find hidden items. (key is one of them)
2222 My Account chest and My Safe Chest Erothin, Money and Greed Bank Open an account with the bank and Nehrim:Banker Rodrigues will give you the key. The My Account chest contains your gold and any partnership agreements you have placed in there.

Occupants

Other Items Found

This list aside from the containers does not include items found in the bank lockers.

Activators (Signs)

Nehrim:Banking Made Easy! x 3

Books

A lot of Parchments

Ingredients

Apple x 3, Cheese Wheel, carrot, cheese wedge, garlic x 2, Leek, Smoked Ham, Tomato x 4, Strawberry x 3, Pear, Bread

Miscellaneous

Inkwell x 4, Quill x 4, Pewter Plate x 4, Pewter Bowl x 2, Pewter Cup x 4, Pewter Knife x 2, Pewter Fork x 2, Clay Pitcher x 2, Weight x 5 [scaled differently though], Scales, Hourglass, Silver Nugget x 4, Seal x 3

Potions

Beer x2, Strong Beer x 7, Mead

Services

Bed x 5, three of which can be used since they are unowned

Valuables

40 Gold [loose], a total of 30 gold [in moneybags], 12 gold [in two chests], Impure Topaz of Charm [in chest], Unreiner Topas der Intelligenz [in other chest], Bank-Lockbox Key: 1121, Bank-Lockbox Key: 2212

Containers

There are a total of 49 containers: 3 respawning containers inside the lockers and 46 safe containers (including my account and the safe chest). Aside from these two, all chests are marked as stealing.

Steam Version

The steam version adds an additional 90 loose gold, 8 moneybags, and a respawning chest in the locked room where the three digit lockers are located. The non-steam version had nothing of interest in this room despite it being locked with a hard lock.

Numbers are added to the wall next the arch of each locker section designating the locker numbers located there. The 2000s section has a 2 and the 1000s section has a 1. The upstairs section has no number.

The stairs from the main room are higher than non-steam version. They reach about the same level as the walled gates and then descend towards the office room.

Rooms

One cell, 11 rooms (approximate, not including hallways and the main room being split in half. Some rooms don't have doors but are defined by the archways.)

  • EditorID: ErothinBank
  • Form ID: 001E4307
  • Cell Name: Erothin, Money And Greed Bank
  • Flags: Is Interior Cell, Public place
  • Owner: CityErothinBankangestellte Nehrim:Faction
Locks (excludes most of the vault doors)
Door Name Location Difficulty Key
Erothin, Money and Greed Bank Entrance None This door is never locked.
Wooden Door Main room Very Hard Erothin Bank Key
Gate North of the main office room, closest to main room Very Hard None
Wooden Door West of the main office room; leads to living quarters and secret entrance Average Erothin Bank Key
Erothin, Nehrim:Tax Collector Kathje's House South of the living quarters Hard None
Vault Door In the main office room Very Hard Bank-Lockbox Key: 111
Gate Inside the walled area of the main office room Very Hard None
Gate The three digit section of the lockers. This one is upstairs. Hard None
Gate Treasure room in the three digit section of lockers. Hard None

Quests

Notes

  • The wooden door can opened via the Erothin Bank key that can be pickpocketed from Banker Rodrigues.
  • The wooden door will not open and will immediately relock if accessed after hours when the bank has already closed.
  • A secret entrance from Nehrim:Tax Collector Kathje's House will allow you to explore the bank after hours. Be prepared to open multiple very hard locks, however.
  • The Nehrim:Erothin City Guard will not be present during The Chancellor's Fate, making this the most ideal time to steal any valuables from the bank.
  • The gold amount you can deposit or withdraw is capped at 10,000 gold.
  • In Nehrim Expanded you can also buy Nehrim:textbooks from Rodrigues.
  • All Bank Tellers aside from Rodrigues cannot be interacted with in any way. Be careful when stealing because you cannot yield to them.
  • The havok engine has a habit of having objects bounce to great effect so some gold may be present on the floor depending on how the game loads the cell.
  • The moneybag gold total was tested in several new games using both the steam version and the non steam version. The steam version will always have more due to the added content.
  • All lockers have bigger rooms behind the room to create the illusion of hatch space. This is easily seen by using tfc in the console.
  • Achievement - opening 7 bank vaults earns you the Bank Robber achievement.
  • Remember to store your partnership agreements in your bank locker (NOT safe storage chest), otherwise, you will get no income.

Bugs

  • Lockbox 111 (steam version) lacks the script to open the door to activate it. The player must use the console to obtain the item inside.
  • One moneybag is placed too far on the bookshelf that it clips out on the other side and cannot be accessed.
  • Another moneybag on the bookshelf is placed in a such a way that you cannot activate them from the front.
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